The uMonitor uOpen & uFund^® solution makes it easy for financial institutions to setup new deposit accounts, offer credit cards and complete loan applications online or in branch or call center. It helps financial institutions meet the USA Patriot Act, Section 326 regulation requirements, that all financial institutions implement a Customer Identification Program and also meet FACT Act Section 326 Red Flag requirements. This application validates identification information and reduces fraud with an efficient compliance process.

You can improve your customer experience and reduce the cost of processing each application. You can integrate funding of a new account online in a highly secure way. You can integrate your own decision logic and create powerful cross-selling and up-selling opportunities. You can switch relationships to become your customer’s primary financial institution.

You will significantly improve your account acquisition process and delight your customers.